Is it true you put a Fraud Alert on my credit? What is a Fraud Alert?

For no additional cost, we add a Fraud Alert message to your credit report to help protect your credit information. Fraud Alert messages notify potential credit grantors to verify your identification (over the phone or mail) before extending credit in your name in case someone is using your information without your consent. The Fraud Alert message will remain on your credit for 90 days, but it can be extended.